Easy Loan Scheme

Easy Loan Scheme for Rural Households with Interest Subsidy

The central government is planning yet another loan scheme, but this time only for the rural households. The Modi Government may soon introduce a new easy loan scheme under which small loans to rural households would be provide at a subsidized interest rate of 4% to 7%. Under the new loan scheme, the rural households would be able to secure small loans at lower interest rates and without any security deposit.

Under the new scheme, a loan of up to Rs. 1 Lakh would be provided to poor rural households in the coming 3 to 5 years. As per the reports in Economic Times, the loans would be provided at subsidized interest rate of 4% to 7% without any security collateral. The government is said to have simplified the process of accessing the loan and is working on the details of the scheme.

There are about 8.5 Crore poor rural households in the country as per the Socio Economic Cast Census who may require such easy loans to fulfill their everyday needs.

The new loan scheme would definitely prove to be of great help to the rural households who can not afford loans at such high interest rates or even not able to access loans at all.

The scheme is expected to be out soon, the complete details would be available once the scheme is launched.
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